Closing on Your Home? Here’s Why a Notary Might Be Coming to You (And How to Stay Safe)

If you’ve been told that a notary will come to your location for closing, you might be wondering: Is this normal? Is it safe? Or could it be a scam? The good news is, in most cases, having a notary come to you is a standard and convenient part of the closing process—especially in today’s busy world!

Why Would a Notary Come to My Location?

• Mobile Closings: Many title companies and lenders offer “mobile closings,” where a licensed notary travels to your home, office, or another convenient spot to help you sign your closing documents.
• Convenience: This service saves you a trip to the title office and can speed up the process, especially if you’re juggling work, family, or moving logistics.
• COVID-Era Changes: Since the pandemic, remote and mobile closings have become even more popular to help keep everyone safe and comfortable.

How Does It Work?

• The notary brings your official documents for you to review and sign.
• They’ll check your ID to verify your identity—this is a key part of preventing fraud.
• Once everything is signed and notarized, the notary returns the documents to the title company for final processing.

How to Stay Safe

• Confirm with Your Title Company or Lender: If you’re ever unsure, call your title company or lender directly (using a number you trust) to confirm that they’ve arranged for a notary to come to you.
• Check Credentials: When the notary arrives, ask to see their official notary commission and ID. They should have no problem providing this.
• Never Wire Money Based on Email Alone: Always verify wire instructions by phone with your title company—wire fraud is a real risk in real estate transactions.

The Bottom Line

Having a notary come to your location for closing is a normal, convenient, and secure part of many real estate transactions. As long as you confirm the appointment with your title company and check the notary’s credentials, you can sign with confidence and look forward to your new home!

Still have questions or feeling unsure? Reach out to your real estate agent or title company—they’re there to help you every step of the way!