Investing in Texas Real Estate
Whether you're buying your first rental or adding to a portfolio, I can help you find properties that fit your goals in Austin, Bryan-College Station, Dallas-Fort Worth, San Antonio, Houston and the surrounding areas. Here's how I approach investment purchases and where to learn more.
Why investors look at Texas
- No state income tax on your rental income.
- Growing job markets across the state's major metros keep rental demand steady.
- University demand in Bryan-College Station creates a large, steady renter base.
What to watch for
- Property taxes are among the highest in the country, and investment properties don't get a homestead exemption. Always run the numbers with the full tax bill for that address, including any MUD or PID.
- Insurance costs have climbed across Texas. Get quotes before you make an offer.
- HOA and city rules can limit rentals, especially short-term rentals. I check these before you commit.
How to finance an investment property
- Conventional investment loans: usually need a larger down payment than a home you live in, and use your personal income to qualify.
- DSCR loans: qualify based on the property's rent instead of your personal income. Learn how DSCR loans work.
- Cash or a HELOC: can help you compete with faster closings.
How I help investors
- Find properties with realistic rent, not just a low price
- Pull rent comparables so you know what the home will actually lease for
- Estimate your monthly cash flow with real tax, insurance and HOA numbers
- Connect you with lenders who work with investors, and with property managers if you want hands-off ownership
Ready to talk about your next investment? Call or text me at (512) 629-9050.
Investor Guide 1 of 10: Investing in Texas Real Estate
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This page is general information, not financial, tax or legal advice. Talk with a CPA about your situation.
