New Construction Under $400K in Hutto, Georgetown & Round Rock

Can you still buy a brand-new home under $400,000 near Round Rock? Yes, but you have to know where to look. I searched every active new-construction listing priced at $400,000 or less in the Round Rock, Hutto and Georgetown ZIP codes as of November 8, 2026. I found 137.

By city

City	Listings	Median list price	Typical size	What you'll find
Hutto	57	$346,000	About 1,840 sq ft	All single-family homes
Georgetown	36	$368,000	About 1,850 sq ft	Mostly single-family, a few condos and townhomes
Round Rock	44	$327,000	About 1,740 sq ft	Mostly townhomes and condos (only 9 single-family)

If you want a new single-family home with a yard under $400K, Hutto has the most choices by far. In Round Rock, the under-$400K new builds are mostly townhomes and condos.

Communities with the most new listings under $400K

Hutto

• Prairie Winds: 23 listings, about $294K to $379K
• Heritage Mill: 14 listings, about $280K to $373K
• Flora: 10 listings, about $300K to $400K
• Rolling Glen: 5 listings, about $281K to $346K
• Cotton Brook: 3 listings, about $357K to $383K, with some of the largest plans (about 2,700 sq ft)

Georgetown

• Patterson Ranch: 8 listings, about $349K to $400K
• Woodfield Preserve: 4 listings, about $279K to $382K
• Heights at San Gabriel: 4 listings, about $350K to $400K
• Berry Creek Highlands and Woodside: 3 listings each, high $300s
• Sun City Texas: 2 new Del Webb homes in the high $300s, for 55+ buyers. See my Sun City guide.

Round Rock

• Avery Centre: about 12 listings, roughly $294K to $370K
• Townhomes at Gattis: 7 townhomes, about $315K to $340K
• Wellspring: 5 listings, about $300K to $349K
• Solara at Highland Horizon: 5 townhomes, about $360K to $400K
• Northpoint at Old Settlers: 3 listings, about $318K to $340K

Before you visit a model home

1. Bring your agent on the first visit. Many builders require it to be registered on your first visit, or they won't pay for your representation later. In most cases the builder pays my fee, so you get your own representation at no extra cost. We'll confirm that up front.
2. Ask about incentives. Rate buydowns and closing-cost help are common right now and can save you more than a price cut.
3. Check the tax rate. Most of these communities have a MUD or PID, which can add a few hundred dollars a month. Read my MUD and PID guide.
4. Get an independent inspection, even on new construction. Builders make mistakes too.

First home? Start with my first-time buyer guide and new construction guide. Comparing towns? Read Hutto vs Round Rock.

Source: Unlock MLS, active new-construction listings priced $400,000 or less on November 8, 2026, ZIP codes 78626, 78628, 78633, 78664, 78665, 78681 and 78634; listing counts and prices change daily. Information is deemed reliable but not guaranteed. Neighborhood names are grouped from MLS subdivision records, and medians are of single-family homes unless noted. Verify HOA, PID, MUD and school details for any specific address before you buy.