"No HOA" is one of the most common requests I get from Georgetown buyers. They want room for an RV or boat, freedom to paint or build a shop, or just no monthly dues. The good news: Georgetown has plenty of options. I pulled every 2026 single-family sale in Georgetown's 78626, 78628 and 78633 ZIP codes where the MLS listing showed no HOA, and grouped them by neighborhood.
Georgetown neighborhoods with no HOA
| Neighborhood | 2026 sales | Median price | Price range | Typical build year | Typical lot |
|---|---|---|---|---|---|
| Oakcrest Estates | 14 | $515,000 | $296K to $585K | 1980 | About 1/2 acre |
| Serenada Country Estates | 9 | $589,000 | $295K to $800K | 1977 | About 1 acre |
| Serenada West | 10 | $550,000 | $405K to $720K | 1982 | About 1 acre |
| Serenada East | 8 | $455,000 | $259K to $500K | 1981 | About 0.4 acre |
| San Gabriel Heights | 12 | $350,000 | $208K to $477K | 1983 | About 1/4 acre |
| Sierra Vista | 9 | $345,000 | $239K to $376K | 1994 | About 0.2 acre |
| Reata Trails | 6 | $400,000 | $280K to $405K | 1992 | About 0.2 acre |
| Thousand Oaks | 6 | $335,000 | $315K to $393K | 1985 | About 1/4 acre |
| Indian Creek | 5 | $375,000 | $355K to $630K | 1985 | About 1/2 acre |
| Quail Meadow | 5 | $383,000 | $357K to $610K | 1982 | About 1/3 acre |
| Woods of Fountainwood | 5 | $889,000 | $730K to $950K | 2002 | About 1 acre |
| Georgian Place | 4 | $350,000 | $291K to $367K | 2001 | About 0.17 acre |
Single-family sales closed January 1 through November 8, 2026.
What stands out
- The Serenada area is the classic Georgetown no-HOA neighborhood: mature oaks, one-acre lots and homes from the late 1970s and '80s. Bring your boat or build a shop. One exception: The Reserve at Serenada, a newer section, does have an HOA.
- Under $400,000: San Gabriel Heights, Sierra Vista, Thousand Oaks, Indian Creek, Quail Meadow and Georgian Place all had 2026 medians under $400K.
- Luxury with no HOA: Woods of Fountainwood had a 2026 median near $889,000 on one-acre lots.
Two that need a closer look
- Berry Creek. Most of the original golf-course sections sold this year with no HOA listed (median about $600,000). But several newer sections inside Berry Creek, like Berry Creek Highlands, Villages of Berry Creek and Hidden Oaks, do have HOAs. Check the specific section.
- Georgetown Village. Most listings show no HOA (median about $435,000 this year), but the neighborhood is inside Georgetown Village PID #1, which charges a yearly assessment. It's not an HOA, but it's still a cost. Here's how PIDs work.
No HOA doesn't mean no rules
Many older neighborhoods still have deed restrictions, recorded rules about things like fences, outbuildings or livestock, even without an HOA to enforce them. Homes inside city limits also follow city codes. I always pull the deed restrictions during your option period so there are no surprises.
Want acreage too? See homes on acreage near Round Rock, Hutto and Georgetown. New to the area? Start with Moving to Georgetown.
Want a list of no-HOA homes for sale right now?
I'll set up a custom search that only shows Georgetown homes with no HOA in your price range. Call or text me at (512) 629-9050, or book a quick call.
Source: Unlock MLS, single-family closed sales January 1 to November 8, 2026, ZIP codes 78626, 78628 and 78633, where the listing showed no HOA. Information is deemed reliable but not guaranteed. Neighborhood names are grouped from MLS subdivision records, and medians are of single-family homes unless noted. Verify HOA, PID, MUD and school details for any specific address before you buy.
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