Transfer on Death Deeds in Texas: How They Can Help Heirs Avoid Probate for a House

A transfer on death deed, often called a TODD, lets a Texas homeowner name who should receive their home when they die. If the deed was properly signed and recorded during the owner's lifetime, the house can pass to the beneficiary without going through probate.

How it works

The owner keeps full control of the home while alive. They can live in it, sell it, refinance it or revoke the deed. Only at death does ownership move to the named beneficiary.

Finding out if there's a TODD

If you're not sure whether your loved one signed one, check the county property records where the home is located. A TODD only works if it was recorded before the owner's death.

What beneficiaries usually need to do

After the owner passes, beneficiaries typically:

• Get certified copies of the death certificate
• Confirm the deed is on record
• Record any documents the title company or county requires, which may include an affidavit

A title company or attorney can tell you exactly what's needed for your property.

Things a TODD doesn't erase

The house still comes with any mortgage or liens on it. In some situations, creditors or certain claims can still reach the property. If several beneficiaries are named, they'll typically all need to agree to sell.

Selling a home received by TODD

Once title is clear, selling can be faster than a probate sale because there's no court process to wait on. That makes it a good time to get a value estimate and decide together whether to sell, rent or keep the home.

Selling a home you received through a TODD

Southern Luxe Group helps beneficiaries sell homes passed by transfer on death deed in Austin, Round Rock, Georgetown, Cedar Park and Bryan–College Station. Get a no-pressure plan for the property or call Trina at (512) 629-9050.

This article is general information, not legal advice. Please consult a Texas probate attorney about your situation.