Mortgage Rates Start Higher, But End Lower

Mortgage lenders generally try to avoid setting rates more than once per day, but they will make changes if the underlying bond market is moving enough.  Mortgage Backed Securities (MBS) are the bonds that directly dictate mortgage rate movement.  When they're stronger/higher, it implies d

Living In Central Texas - Cedar Fever

What is Cedar Fever? I've lived in Texas and never neard of this!   Primarily  "Cedar Fever" is in Central Texas - along I-35 to the west, it's the release of cedar pollen during mountain cedar season. Residents often describle a visible yellow and orange clouds of pollen that coats driveways, cars,

Mortgage Rates Lower on Average, But Timing Matters

The bond market is the primary driver of mortgage rate movement and normally, "weakness" equates to higher rates.  Bonds are slightly weaker today compared to yesterday afternoon, but mortgage rates nonetheless managed to move lower.  What gives? Timing is partly to blame.  Bonds may

WHAT SELLERS SHOULD KNOW ABOUT THE RISKS OF RECORDING BUYERS

 I have a security camera on the door and smart devices in my home. As long as I disclose they are there, I can listen in, right? - This is a question asked by nearly every seller when we talk about listing their home for sale or lease. If you have smart-home technology that can record video or audi